Finance
Udhari App
A chat-first peer-to-peer lending product where both people can discuss a loan, agree on versioned repayment terms, record partial payments, manage AutoPay, and understand what they owe at a glance.
- Status
- Live product
- Role
- Product engineering
- Focus
- Application


Product capabilities
What it helps people do
- Versioned contracts approved by both people
- Flexible multi-phase interest and repayment terms
- Payments, wallet ledger, AutoPay, and balance views
- Chat-first conversations with friendly reminders
- English, Hindi, and Marathi localization
- Typed repository architecture ready for a secure backend
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